Privacy Policy – Finpug.ph
Last updated: 12.12.2025
This Privacy Policy sets out the rules governing the processing of personal data of users of the Finpug.ph website (hereinafter referred to as the “Service”). By using the Service, the user acknowledges and agrees to the principles described in this document.
This Privacy Policy has been prepared in accordance with:
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Republic Act No. 10173 – Data Privacy Act of 2012 (Philippines),
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its Implementing Rules and Regulations (IRR),
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applicable issuances and guidelines of the National Privacy Commission (NPC).
1. Personal Information Controller
The Personal Information Controller (PIC) for the personal data of users of the Service is the owner and operator of the website Finpug.ph (hereinafter referred to as the “Controller”).
Contact with the Controller:
📧 info@finpug.com
2. Scope of Personal Data Collected
The Controller processes personal data voluntarily provided by users, in particular when users:
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complete forms available on the Website,
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submit requests or applications for financial or credit products offered by the Service’s partner institutions.
The processed personal data may include, in particular:
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full name,
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residential or correspondence address,
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mobile phone number,
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email address,
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information relating to financial and professional status necessary for the evaluation of requests by financial partners,
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other information required through forms available on the Service.
Providing personal data is voluntary; however, failure to provide certain data may prevent the use of specific functionalities of the Service (e.g., forwarding a request to a financial partner).
3. Purposes and Legal Bases for Processing
Personal data may be processed for the following purposes, in accordance with the Data Privacy Act of 2012:
a) Forwarding requests to financial partners
Purpose:
To act as an intermediary in transmitting users’ requests for financial and credit products to cooperating financial institutions.
Legal basis:
Processing is necessary for the fulfillment of a request made by the data subject prior to entering into a contract, as permitted under the Data Privacy Act and its IRR.
b) Operation and improvement of the Service
Purpose:
To ensure the proper functioning of the Website, conduct statistical analysis, enhance performance, and improve service quality.
Legal basis:
Legitimate interests of the Controller, provided that such processing does not override the fundamental rights and freedoms of the data subject.
c) Direct marketing (SMS, email, push notifications)
Purpose:
To send commercial information and promotional offers, including offers from financial partners.
Legal basis:
Consent of the user, where required under the Data Privacy Act and NPC guidelines.
The user may withdraw consent for marketing communications at any time without affecting the lawfulness of processing carried out prior to withdrawal.
d) Handling inquiries and communications
Purpose:
To respond to inquiries submitted via contact forms or email.
Legal basis:
Legitimate interests of the Controller in maintaining communication with users.
4. Recipients of Personal Data
Personal data may be disclosed to:
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financial partners (banks, lending institutions, financial intermediaries) for the purpose of evaluating user requests or presenting offers,
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service providers performing services for the Controller, such as IT support, hosting, analytics, marketing, or other auxiliary services,
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public authorities or regulatory bodies, where disclosure is required by law.
Financial partners operate as independent personal information controllers with respect to the data received for request evaluation. The processing of such data by these partners is governed by their respective privacy policies.
5. Data Retention Period
Personal data will be retained for:
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as long as necessary to fulfill the purposes for which the data was collected,
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the period required by applicable laws and regulations,
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until the user withdraws consent, where processing is based on consent (e.g., direct marketing).
After the applicable retention period, personal data will be securely deleted or anonymized.
6. Rights of the Data Subject
In accordance with the Data Privacy Act of 2012, users have the right to:
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be informed about the processing of their personal data,
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access their personal data,
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object to processing,
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request correction of inaccurate or incomplete data,
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request erasure or blocking of data, where applicable,
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data portability, where processing is based on consent or contract and technically feasible,
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withdraw consent at any time, without affecting prior lawful processing,
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lodge a complaint with the National Privacy Commission (NPC) if they believe their rights have been violated.
To exercise these rights, users may contact the Controller at:
📧 info@finpug.com
7. Cookies
The Service uses cookies and similar technologies. Detailed rules regarding the use of cookies are described in the Cookies Policy available on the Website finpug.ph.
8. Changes to the Privacy Policy
The Controller reserves the right to amend this Privacy Policy at any time. Any changes will be published on the Website along with the date of the latest update. Users are encouraged to review this Privacy Policy periodically.
9. Contact
For any questions, comments, or requests regarding the processing of personal data, please contact:
Personal Information Controller
Livornica AM LLC
Registered address: Republic of Armenia, Movses Khorenaci St. 26A, 210
Country of registration: Republic of Armenia
Contact email: info@livornica.com
Opt-out and Data Deletion
If you wish to unsubscribe from commercial communications or request the deletion of your personal data from our systems, please complete the following form: